The agriculture credit flow during the year 2009-10,
2010-11 and 2011-12 was Rs. 3,84,514 crore, Rs.4,68,291 crore and
Rs. 5,11,029 crore respectively. During this period credit flow to
small and marginal farmers was Rs. 1,22,654 crore, Rs. 1,67,739 crore
and Rs. 2,27,835 crore respectively which is 32%, 36% and 45% of the
total loan disbursed to the farmers during these years.
The Government has taken several measures to improve credit flow to
small and marginal farmers. These measures, inter alia, includes
fixation of annual targets for improving agricultural credit flow,
provision of crop loans upto Rs. 3.00 lakh @ 4% per annum to such
farmers who repay their loan as per the repayment schedule fixed by the
banks, extention of benefit of interest subvention scheme to small &
marginal farmers having Kisan Credit Card for a further period upto six
months for storing their produce in warehouses against negotiable
warehouse receipts, collateral free loan upto Rs. 1.00 lakh,
implementation of revival package for short term cooperative credit
structure in the country etc.
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