Friday, January 13, 2012

Health insurance for more unorganised segments

The Rashtriya Swasthya Bima Yojana to provide health insurance cover is likely to be extended to more people among the vulnerable sections. This was decided at a Union Cabinet meeting, which reviewed the scheme on Thursday.
The scheme has already been extended to MGNREGS beneficiaries, street vendors, domestic workers, beedi workers and those working at building and construction sites.
“The scheme has been extended to a few segments of unorganised workers. In future, it is likely to be expanded to other segments of such workers,” a release said.
The scheme has got wide appreciation from the International Labour Organisation and the World Bank. It was launched on October 1, 2007 as the health insurance scheme for families living below the poverty line and came into operation in April 2008. Beneficiaries are entitled to a smart card-based, cashless health insurance cover of Rs. 30,000 per family per annum on a family floater basis.
The Centre contributes 75 per cent of the annual premium, while the States' share is 25 per cent. For the northeast and Jammu and Kashmir, the Centre's share is 90 per cent.
The beneficiary family has to pay only Rs. 30 a year as registration and renewal fee. The administrative cost is borne by the States.

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